Our clients

Who we work with…

  • Approaching retirement.

    The earlier you start planning for retirement, the more effective any financial decisions you make will be. In the years leading up to you retirement, you will have valuable allowances to take advantage of to maximise your retirement provisions. In addition, it is important to have your wealth invested appropriately and ensure your existing arrangements offer you the functionality you need to meet your goals.

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  • Retiring now.

    If your retirement is imminent then you will likely have life defining decisions to make. Not only is it the decisions you make now that matter – it is knowing what implications these have for your future. Understanding how to structure the wealth you’ve created into the lifestyle you’ve been working for requires careful planning, expertise and a professional opinion.

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  • Retired but seeking better.

    If you’re already retired but it isn’t everything you thought it would be then it could be because your finances are not meeting your needs. It may not be too late to change and all you may need is a professional opinion and some confidence injecting into your life.

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  • Pension specific advice.

    Pensions, when used correctly, can be incredibly powerful tools. We are pension experts and can advise on a vast array of related issues and strategies, including lifetime allowance problems, using pensions as a tool for business owners, commercial / business property ownership, pension access or investment strategy.

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We asked our some of our wonderful clients for a few words of their own and didn’t change a thing about what they said…

  • David & Sue

    “We have had concerns in the past with regards to whom we should entrust our finances with when we are retired. We have now reached that stage in our lives when we want to feel comfortable and secure that our pension and savings are looked after by someone we have complete trust in who is honest, experienced, knows the market well and is approachable.

    We are delighted that we have found such a person – namely Mr Andrew Frankland of MODO. He is a comparatively young man who, to his credit, has made the decision to form his own company and is no longer reliant on being a member of a financial services company. We have tried that route in the past and found it unsatisfactory as the individuals who assisted us then moved on with little or no warning.

    In addition, he is able to assist us with Inheritance Tax planning, and simplifying our financial affairs. Above all else, Andrew is approachable and we are able to contact him whenever we have a question and are confident that he will deal with the query without delay.”

  • Charles & Josie

    “We were clients of a large financial planning company. Our pension obviously very important to us as with anyone else. It was only after settling in that we realised that we were a tiny cog in a very large organisation. This all lead to us looking for a smaller, more personal set up and are certain we have found this in Andrew.

    We have the personal touch of a small company but with the huge wealth of knowledge that Andrew brings to the table. He will always come back to us if we leave messages or email. His investment knowledge is vast but he has taken the time to get to know us and our financial needs. This expertise makes for a mutual understanding and we are more than happy to listen to his explanation of finance which is presented in a very comprehensive but understandable manner.”